Retirement Security Fueled by Global Uncertainty
Terry Braverman and Company

Retirement Security Fueled by Global Uncertainty

Quote for the Week: "According to your latest social security income projections, if you retire today, you can live reasonably well until 5 p.m. tomorrow."
— Dave Erhard

The 2013/2014 Global Benefit Attitudes Study examines how employees' preferences for retirement security affect their financial priorities and retirement planning, what makes them join an organization and what makes them stay, and the kind of benefits they desire.


The research was conducted in 12 countries, and the survey was completed by 22,347 employees representing all job levels and major industry sectors.


For large numbers of employees around the world, retirement security has become a higher priority. Employees in India, Brazil, Caazil, Canada and the U.S. lead the world in concern about retirement security, while it is less of a priority in Japan.


Retirement security has become a more important issue for me over the last two or three years (those choosing “agree” or “strongly agree").



In all countries, employees prefer more generous retirement benefits over higher pay when the benefits are guaranteed.


Employees in Mexico, Chile, India, China and Australia lead all others.


If your employer offered the choice between the following, which would you choose?

(Courtesy of


This shows that people have clear concerns about their retirement. They do not feel sufficiently prepared and, worryingly, they are not acting on it. For more information, recommendations and solutions, check out the 2014  Retirement Readiness Survey at:











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